EY Innovalue is a strategic advisor, guiding the top management teams of demanding financial service providers. In the practices of insurance, payments and banking, EY Innovalue has comprehensive expertise and first-class sector knowledge.

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15. April 2019
Our first Global Capital Confidence Barometer launched 10 years ago and reflected great unease. In 2009, boardrooms
11. April 2019
Slower action on regulatory policy and relatively lower levels of innovation counter the Netherlands’ strong mobilehttps://t.co/VwrwDFqpXMqpXM
08. April 2019
Canada’s burgeonin#FinTechch industry and a growing government focus o#openbankingng is positive but with low consuhttps://t.co/Ktf1JBMQFTMQFT
05. April 2019
What do #financial institutions need to be thinking about in an evolving ecosystem that demands agility and custome
05. April 2019
Hong Kong has high #openbanking adoption potential given its digitally-active population. #FinTech innovation is la
04. April 2019
#payments #vc Mastercard joins $88m https://t.co/lPf1pUzCkq funding round https://t.co/4fps5H4rsp
04. April 2019
Thales completes €4.8 billion takeover of Gemalthttps://t.co/ndr0b8wx4242
03. April 2019
Our online analysis related to consumer sentiment toward #openbanking reveals that ‘data protection’ and ‘cyberhttps://t.co/EjfnT7k2gvfnT7k2gv
27. March 2019
Digitalisierung in der deutschen Assekuranz: Optimieren anstatt neu denken? https://t.co/UvFaxVfyOc #AssCompact
26. March 2019
Können#Versichererr digital denken? Offensichtlich nicht, wenn man einer neuen Umfrage von@EY_Innovaluee glaubthttps://t.co/qf5pmVuA499
20. March 2019
From #OpenBanking transformation to balancing #PSD2 and #GDPR, EY's latest #payments newsletter looks at some of th
20. March 2019
Taking off fast, or taking it slow: where is Open Banking thriving? Our EMEIA Open Banking and Payments Leader, Ham
13. March 2019
From #OpenBanking transformation to balancing #PSD2 and #GDPR, EY's latest #payments newsletter looks at some of th
06. March 2019
Das mobile Bezahlen wird in Deutschland immer beliebter. Besonders in Situationen, in denen es schnell gehen muss,
05. March 2019
Our latest #payments newsletter has insights for banks as they navigate a rapidly evolving payments landscape.
01. March 2019
How EY helped an industry forum transform the future of #payments by bringing together the industry’s biggest playehttps://t.co/7el0y6FeZVFeZV
25. February 2019
#Financialservices firms have a number of key considerations in the possibility of a no-deal #Brexit scenario. Read
25. February 2019
At our floor space in Hall 2 at Mobile World Congress, we’ll be exploring the future of financial well-being. Joinhttps://t.co/aWJoL6HgglHggl
21. February 2019
Regulatory delays and consumer trust are hindering the #openbanking rollout in the Netherlands. How can Dutch
21. February 2019
Open banking is thriving in China, driven by an innovation-focused economy and the world’s most digitally connectedhttps://t.co/SKH2VWwwISwwIS
20. February 2019
James Lloyd, EY's #FinTech Leader for Asia-Pacific, discusses how financial companies are embracing new technologie
20. February 2019
#payments Card networks prepare to raise Scheme and Interchange fees https://t.co/0JNQbip0xC
19. February 2019
We had a great panel discussing mergers and successful integration startegies https://t.co/RI3DTGAGJ4
19. February 2019
EY’s Global Financial Services leaders will explore ho#hyperpersonalizationon an#AIAI will shape future of FS athttps://t.co/KFnB8FAwtyAwty
15. February 2019
EY’@James Lloyd 勞瞻斯yd o@Bloomberg Liveve today on our Open Banking Opportunity Index, and the latest developments in Finhttps://t.co/mliPXx3Yeb3Yeb
11. February 2019
AI, machine learning, big data and robotics continue to shape #bank regulatory trends. How should leaders adjust th
11. February 2019
Three ways to elevate consumer trust in open banking progress. Our latest perspective has more.
11. February 2019
Will slow #payment systems put the brakes on economic growth? Economies with outdated #paymentsystems must accelera
08. February 2019
Our online analysis reveals consumer sentiment toward #openbanking globally. Which countries are embracing and whic

Projects

Growth strategy for a medium-sized broker
A medium-sized broker with a focus on industrial business and a 150-year tradition is confronted with increasing competitiveness in the market and sinking margins in the core business...
International growth strategy for an acquirer
The customer belongs to the leading providers of payment solutions in Europe and the US, especially in the Merchant Acquiring segment the market position is excellent...
Improvement of the earnings position
Within the scope of strategy workshop sponsored by INNOVALUE, the board of directors of a top 30 savings bank (assets of approx. €8 billion) its growth strategy...
Accompanying a trans­action upon acquisition of a terminal portfolio
The customer is one of the leading providers in the net­work operations and merchant acquiring segment. The inter­national presence is expanded by entering of markets with a "follow your customer" strategy...
Cost benchmarking in insurance sales
As part of the merger of several subsidiaries, efficiency and effectiveness were to be increased in the different sales channels within the sales/marketing department...
Mobile payments business field strategy for a telco company
The customer belongs to the leading international tele­communications companies. Based on declining growth and increasing com­petition in the core business, the company has began looking for future growth areas...
Business valuation of an online financial service provider
An online financial service provider experiencing dynamic growth was seeking to raise further capital to expand its business...
Regulation – stress test, regulation and options for action
A large foreign insurance company is pursuing the goal of positioning itself as a leading international specialist for life insurances and pension solutions in Germany...
Product strategy in online payments sector
The customer belongs to the leading global suppliers of online payments solutions and within the scope of a change in management and ownership, the company reviews its corporate and product strategies...
E-money institution vs. full bank
A European provider of online payments solutions was faced with the challenge of a constantly growing volume of e-money...
Realignment of operational model
The current business climate in the insurance industry is putting pressure on the operational models of insurance companies, therefore they are faced with the challenge of aligning the internal processes to the new circumstances...
Target operating model for a PoS terminal manufacturer
The customer belongs to the leading global suppliers of Point of Sale (PoS) terminals. The company has grown quickly through acquisitions without an integration of the acquired company into a target operating model...
Restructuring and sale of a credit card processor
As a former monopoly, the customer was the market leader in the technical pro­cessing of electronic card transactions. With the de­regul­ation the company faced increasing pressure and the need of restructuring…
Market strategy for a top-5 insurance company
A globally operating top-5 insurance company offering life, composite and health insurance products through various sales channels, generates about 20% of the overall turnover through insurance agents and brokers...
Increasing bAV business
In a large regional database with more than 200 offices, the business field of company pensions is processed by both a GmbH (LLC) – for approaching corporate customers – as well as an in-house pensions department...

Publications

PAYMENTS NEWSLETTER VOL.22
February 2019
Vom nationalen Kerngeschäft zum Service der Global Player
February 2019
Das Zahlungs- akzeptanzgeschäft wandelt sich von einem nationalen Markt mit einer fragmentierten Wettbewerbslandschaft zu einem globalen Markt mit wenigen Anbietern.
PAYMENTS NEWSLETTER VOL.21
November 2018
PAYMENTS NEWSLETTER VOL.20
June 2018
How biometrics could finally replace PINs and passwords when we pay
April 2018
While biometric authentication is unlikely to replace PINs and passwords anytime soon, it will take an increasingly important role as one of a diverse set of authentication methods.
How convergence is transforming payment services
April 2018
Banks and payment providers need to adapt to industry convergence and need to create new sources of revenue to stay relevant.
PAYMENTS NEWSLETTER VOL.19
March 2018
Voice – a new channel for commerce and payment
February 2018
Jan Lettow and Stefan Thomalla from EY Innovalue consider that commerce is re-discovering voice as a convenient and efficient means of placing orders.
PAYMENTS NEWSLETTER VOL.18
December 2017
PAYMENTS NEWSLETTER VOL.17
August 2017
EY FinTech Adoption Index 2017
June 2017
Unleashing the potential of FinTech in banking
June 2017
Wertorientierte Vertriebssteuerung
May 2017
Die Vertriebssteuerung vieler Versicherungs- unternehmen ist weiterhin auf das Neugeschäftsvolumen fokussiert.
PAYMENTS NEWSLETTER VOL.16
May 2017
Global Banking Outlook 2017
March 2017
2017 Financial Services Global Corporate Divestment Study
March 2017
PAYMENTS NEWSLETTER VOL.15
November 2016
Opinion paper: PSD2 and the impact of Access to Account
Quo vadis Girocard?
November 2016
Noch führt an der Girocard in Deutschland kaum ein Weg vorbei.
Update on capital market activity in the payments industry Q3/2016
October 2016
PAYMENTS NEWSLETTER VOL.14
August 2016
Will merchants start to refuse cash acceptance anytime soon?
Update on capital market activity in the payments industry Q2/2016
June 2016
PAYMENTS NEWSLETTER VOL.13
May 2016
The current state of mobile wallets...
PAYMENTS NEWSLETTER VOL.12
March 2016
INNOVALUE provide a brief overview of recent developments..
Update on capital market activity in the payments industry Q1/2016
March 2016
Merchant Payment Acceptance and Mobile Services
February 2016
Digital Banking and Payments- Evolution or Re-Invention
February 2016
PAYMENTS NEWSLETTER VOL.11
December 2015
INNOVALUE provide a brief overview of recent developments...
Update on capital market activity in the payments industry Q4/2015
November 2015
Global Transaction Banking
November 2015
Faster payments: the state of play
Bitcoin's technology to banking
August 2015
Innovalue quoted on The Banker’s article: Blockchain manoeuvres: applying Bitcoin's technology to banking

Events