EY Innovalue is a strategic advisor, guiding the top management teams of demanding financial service providers. In the practices of insurance, payments and banking, EY Innovalue has comprehensive expertise and first-class sector knowledge.

Twitter

15. February 2019
EY’@James Lloyd 勞瞻斯yd o@Bloomberg Liveve today on our Open Banking Opportunity Index, and the latest developments in Finhttps://t.co/mliPXx3Yeb3Yeb
11. February 2019
AI, machine learning, big data and robotics continue to shape #bank regulatory trends. How should leaders adjust th
11. February 2019
Three ways to elevate consumer trust in open banking progress. Our latest perspective has more.
11. February 2019
Will slow #payment systems put the brakes on economic growth? Economies with outdated #paymentsystems must accelera
08. February 2019
Our online analysis reveals consumer sentiment toward #openbanking globally. Which countries are embracing and whic
07. February 2019
With 50 days to go until 29 March, payment institutions have a number of key considerations in the possibility of a
07. February 2019
#payments Barclays invests GBP 10 mln in UK startup Bink https://t.co/Nn5OXg8zj6
04. February 2019
Stephan Maier vom Beratungsunternehmen @EY_Innovalue prophezeit eine dritte Insurtech-Welle aus dem Dienstleistungs
03. February 2019
EY’s latest analysis reveals consumer sentiment towar#openbankingng globally. Which countries are embracing and whihttps://t.co/z9dHGjywYXywYX
01. February 2019
Our Open Banking Opportunity Index assesses 8 markets and their readiness for #openbanking to thrive. Explore in-de
30. January 2019
Adoption of digital-first #KYC is paving the way for greater #digital trust and security for consumers but investme
29. January 2019
Our on-demand Global bank regulatory outlook webcast has strategies for #banks as they prepare for new risks and ne
23. January 2019
M&A appetite returns for #banking and capital markets as deal intentions reach their highest level in three years.
12. January 2019
Open-banking demands a clearly defined digital strategy https://t.co/Dlefn6Rsvt
11. January 2019
How will the megatrends - #mobility, environmental concerns, #urbanization and #digitalization drive change and imp
10. January 2019
Learn how a verified and enriched #digitalidentity has the potential to provide a
08. January 2019
#payments BS PAYONE, Ingenico Retail assets in DACH merge operations https://t.co/uJhiiGhVjV
08. January 2019
#payments BBVA invests in invisible payments startup Grabango In https://t.co/LaIOwrL8JN
08. January 2019
#payments I'm excited: Starling eyes France and Germany https://t.co/12rS02NhZk
08. January 2019
#payments Nets and Concardis merger completed In https://t.co/pOJGq4Btfq
07. January 2019
#payments #vc Fingerprint payment card firm Zwipe aims to raise $13.7 million https://t.co/mUKgX35lRa
05. January 2019
M&A appetite returns for #banking and capital markets as deal intentions reach their highest level in three years.
03. January 2019
#payments Ant Financial in talks to buy WorldFirst https://t.co/cifpdyjw5J
24. December 2018
How the adoption of a verified and enriched digital ID is simplifying client #onboarding. Explore more from EY in t
27. November 2018
What markets will be open for open banking? Depends on the right mix of consumer demand, regulation, and competitio
24. November 2018
Does #risk management play a significant role in the bank’s digital strategy? Only 20% say yes. More in our bank rihttps://t.co/ULimeFMDLcMDLc
24. November 2018
#payments @Amazon.com reported to launch mobile wallet @Amazon Pay https://t.co/asN2j4iTpN
22. November 2018
CEO Valitor, Vidar Thorkelsson, gives us his views on some of the hottest #payments trends during our Global Paymen
21. November 2018
PPRO CEO, Simon Black, answers 9 payments related questions in 60 seconds as part of our #payments fire challenge d

Projects

Growth strategy for a medium-sized broker
A medium-sized broker with a focus on industrial business and a 150-year tradition is confronted with increasing competitiveness in the market and sinking margins in the core business...
International growth strategy for an acquirer
The customer belongs to the leading providers of payment solutions in Europe and the US, especially in the Merchant Acquiring segment the market position is excellent...
Improvement of the earnings position
Within the scope of strategy workshop sponsored by INNOVALUE, the board of directors of a top 30 savings bank (assets of approx. €8 billion) its growth strategy...
Accompanying a trans­action upon acquisition of a terminal portfolio
The customer is one of the leading providers in the net­work operations and merchant acquiring segment. The inter­national presence is expanded by entering of markets with a "follow your customer" strategy...
Cost benchmarking in insurance sales
As part of the merger of several subsidiaries, efficiency and effectiveness were to be increased in the different sales channels within the sales/marketing department...
Mobile payments business field strategy for a telco company
The customer belongs to the leading international tele­communications companies. Based on declining growth and increasing com­petition in the core business, the company has began looking for future growth areas...
Business valuation of an online financial service provider
An online financial service provider experiencing dynamic growth was seeking to raise further capital to expand its business...
Regulation – stress test, regulation and options for action
A large foreign insurance company is pursuing the goal of positioning itself as a leading international specialist for life insurances and pension solutions in Germany...
Product strategy in online payments sector
The customer belongs to the leading global suppliers of online payments solutions and within the scope of a change in management and ownership, the company reviews its corporate and product strategies...
E-money institution vs. full bank
A European provider of online payments solutions was faced with the challenge of a constantly growing volume of e-money...
Realignment of operational model
The current business climate in the insurance industry is putting pressure on the operational models of insurance companies, therefore they are faced with the challenge of aligning the internal processes to the new circumstances...
Target operating model for a PoS terminal manufacturer
The customer belongs to the leading global suppliers of Point of Sale (PoS) terminals. The company has grown quickly through acquisitions without an integration of the acquired company into a target operating model...
Restructuring and sale of a credit card processor
As a former monopoly, the customer was the market leader in the technical pro­cessing of electronic card transactions. With the de­regul­ation the company faced increasing pressure and the need of restructuring…
Market strategy for a top-5 insurance company
A globally operating top-5 insurance company offering life, composite and health insurance products through various sales channels, generates about 20% of the overall turnover through insurance agents and brokers...
Increasing bAV business
In a large regional database with more than 200 offices, the business field of company pensions is processed by both a GmbH (LLC) – for approaching corporate customers – as well as an in-house pensions department...

Publications

Vom nationalen Kerngeschäft zum Service der Global Player
February 2019
Das Zahlungs- akzeptanzgeschäft wandelt sich von einem nationalen Markt mit einer fragmentierten Wettbewerbslandschaft zu einem globalen Markt mit wenigen Anbietern.
PAYMENTS NEWSLETTER VOL.21
November 2018
PAYMENTS NEWSLETTER VOL.20
June 2018
How biometrics could finally replace PINs and passwords when we pay
April 2018
While biometric authentication is unlikely to replace PINs and passwords anytime soon, it will take an increasingly important role as one of a diverse set of authentication methods.
How convergence is transforming payment services
April 2018
Banks and payment providers need to adapt to industry convergence and need to create new sources of revenue to stay relevant.
PAYMENTS NEWSLETTER VOL.19
March 2018
Voice – a new channel for commerce and payment
February 2018
Jan Lettow and Stefan Thomalla from EY Innovalue consider that commerce is re-discovering voice as a convenient and efficient means of placing orders.
PAYMENTS NEWSLETTER VOL.18
December 2017
PAYMENTS NEWSLETTER VOL.17
August 2017
EY FinTech Adoption Index 2017
June 2017
Unleashing the potential of FinTech in banking
June 2017
Wertorientierte Vertriebssteuerung
May 2017
Die Vertriebssteuerung vieler Versicherungs- unternehmen ist weiterhin auf das Neugeschäftsvolumen fokussiert.
PAYMENTS NEWSLETTER VOL.16
May 2017
Global Banking Outlook 2017
March 2017
2017 Financial Services Global Corporate Divestment Study
March 2017
PAYMENTS NEWSLETTER VOL.15
November 2016
Opinion paper: PSD2 and the impact of Access to Account
Quo vadis Girocard?
November 2016
Noch führt an der Girocard in Deutschland kaum ein Weg vorbei.
Update on capital market activity in the payments industry Q3/2016
October 2016
PAYMENTS NEWSLETTER VOL.14
August 2016
Will merchants start to refuse cash acceptance anytime soon?
Update on capital market activity in the payments industry Q2/2016
June 2016
PAYMENTS NEWSLETTER VOL.13
May 2016
The current state of mobile wallets...
PAYMENTS NEWSLETTER VOL.12
March 2016
INNOVALUE provide a brief overview of recent developments..
Update on capital market activity in the payments industry Q1/2016
March 2016
Merchant Payment Acceptance and Mobile Services
February 2016
Digital Banking and Payments- Evolution or Re-Invention
February 2016
PAYMENTS NEWSLETTER VOL.11
December 2015
INNOVALUE provide a brief overview of recent developments...
Update on capital market activity in the payments industry Q4/2015
November 2015
Global Transaction Banking
November 2015
Faster payments: the state of play
Bitcoin's technology to banking
August 2015
Innovalue quoted on The Banker’s article: Blockchain manoeuvres: applying Bitcoin's technology to banking
PAYMENTS NEWSLETTER VOL.10
August 2015
INNOVALUE provide a brief overview of recent developments...

Events

MPE 2019
19. - 21. February 2019
Berlin, Intercontinental